add README.md

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-# task-69970ff6d6d3a5544a3def7a
+# ai-fluency — персональный план

-Personal AI Fluency Plan (4D framework)
+Задание курса [AI Fluency: Framework & Foundations](https://anthropic.skilljar.com/ai-fluency-framework-foundations).
+
+Основной артефакт: **`AI_FLUENCY_PLAN.md`** — персональный план по модели 4D (Delegation, Description, Discernment, Diligence).